Gonko & Vavreck, PLLC
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Repairing your credit so you can have a stronger financial future

Emerging from a difficult financial period is never easy. If you have had a hard time, you understand the hard work and perseverance it takes to put the pieces back together and move forward. Whether you went through bankruptcy or are a victim of other circumstances beyond your control, you can move forward to a better financial future. 

One of the key components of achieving this goal is to rebuild your credit. This is not always easy, and you may not be sure exactly where to start with this process. Many individuals who are looking for a better financial future find that they benefit from seeking experienced guidance as they take certain steps and move forward after a difficult time.

Steps you can take

You can do a few things to gain a better understanding of your credit circumstances and how you can improve them. While you can live your life with poor credit, it can be difficult to do certain things, and you may see yourself excluded from certain opportunities. Thankfully, there are specific actions you can take to help rebuild the foundation of your financial future, including the following: 

  • Go ahead and secure copies of your credit reports. There are ways you can do this at little to no cost.
  • Carefully go over your credit report in order to check for errors and make sure there is nothing that you need to have fixed.
  • You can move forward with disputing errors on your report that are not accurate.
  • You can take steps to deal with accounts that may be past due.

This sounds easy enough, but it can be a tricky process to repair your credit. For example, do you know how to read your credit report and determine if there are any mistakes? How can you fight to have an error removed from the report? What if the creditor is not cooperative or treats you unfairly? These are all important questions to consider, and they all underline the benefit of having help as you embark on this process.

Your future is worth fighting for

Some people never take steps to repair their credit because they see no need or they don't have an idea of how to even begin with this. Your financial future is worth fighting for, and you may want to work with an experienced Minneapolis attorney as you do this. Your legal advocate can help you protect your rights as a consumer, explain how to improve your credit and help you fight back against unfair tactics employed by creditors.

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The Law Offices of Gonko & Vavreck
401 North Third Street
Suite 640
Minneapolis, MN 55401

Phone: 612-503-9248
Fax: 612-659-9220
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