Recovering After Your Identity Has Been Stolen Or Your Credit Report Contains Flawed Information

When your credit reporting agencies provide incorrect information on your credit report, your credit score can drop and affect your ability to receive a low-interest loan in Minnesota.

If an identity thief gains access to your personal information, that person can apply for loans, file tax returns and open credit cards in your name. These illegal activities can leave you on the hook for thousands of dollars that you don't have. In many cases, these loans create creditor harassment issues when debt collectors try to recover debt.

You may not realize there is a problem until you try to refinance your home or apply for a loan. Unraveling this financial mess can be difficult to do on your own. At Gonko & Vavreck, PLLC, we can guide you through this process and will work to hold the responsible parties accountable for their actions.

Our team of consumer protection attorneys has over 30 years of combined legal experience in this field. We have the legal skill set you need to get results for your consumer protection concerns.

Take These Steps After You Have Suffered From Identity Theft Or An Inaccurate Credit Report

Before you meet with us at our Minneapolis office, you can take action to limit the impact of this financial emergency and begin to repair your credit. Completing these steps can help our lawyers build a strong legal case:

  • Locate and print all records of credit reports you have requested in the past.
  • Obtain current credit reports from the three credit reporting agencies, Equifax, Experian and TransUnion.
  • Highlight inaccuracies in your credit reports regarding credit card accounts opened, invalid changes of address or loans obtained.
  • Print all records of credit card and banking transactions to document suspicious activity.

As your legal representatives, our lawyers can help you contact creditors or credit reporting bureaus, file complaints and pursue legal action in court if necessary. Our attorneys have used the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) to obtain substantial settlements for our clients.

We Are Committed To Protecting Consumers' Rights. Talk To Us Today.

Send in our contact form or call us at 612-503-9248 to arrange your free consultation. Our firm takes cases on a contingency basis, which means you pay no legal fees until we receive a settlement. If we receive compensation from a debt collection agency on your behalf, you will owe no legal fees. Contact us today to take action.