Working Together To Repair Your Credit

Many people are unaware of the impact their credit score has on their everyday lives until their low score leads to a denied opportunity. Banks, employers and landlords are just a few of the organizations and individuals who use this number to determine whether you are a good candidate for a loan, job or lease. Ignorance of your own credit history can affect your options.

For over a decade, the consumer protection lawyers at Gonko & Vavreck, PLLC, have been helping residents throughout Minnesota use the law to improve their credit scores. Our partners have led seminars and trained other attorneys on a variety of consumer protection matters, including:

  • Consumer protection in financial matters, including basics about fair debt collection and fair market reporting
  • Consumer debt and consumer rights
  • Fair Debt Collection Practices Act and bankruptcy

Our attorneys are recognized within the legal community for their insight and knowledge in this difficult practice area. Each of our lawyers remains current with new laws that affect creditors and consumers. As a result, you can be certain that the legal advice we provide is up to date.

Begin The Process Of Rebuilding Your Credit Score

When you partner with our Minneapolis firm, we will develop a strategy to help you build your credit. Taking these steps today can also put you on a path to improving your score:

  • Request a free credit report from TransUnion, Experian and Equifax and ensure that the reports are accurate
  • Create notifications for upcoming credit card bills or loan payments
  • Attempt to pay down debt or become current with missed payments
  • Contact your creditors to see if they will allow you to make smaller payments

Many debt settlement companies and debt consolidation companies offer quick remedies for low credit scores. These organizations use fear to motivate people to pay large fees for limited results.

Our lawyers are qualified professionals with your best interests in mind. We can represent your claims against aggressive debt collectors, credit reporting agencies or identity thieves. Reach out to us for a free review today.

Contact The Legal Professionals You Can Trust With Credit Concerns

You may be struggling to find the answer to this question: "How can I repair my credit?" We invite you to fill out our online intake form or call 612-503-9248 to receive advice on improving your credit score.